Are you thinking considering a gap year? Started researching a trip and wondering what is the best company to buy travel insurance from? Or are you trying to find companies which offer travel insurance with covid cover?
Whether you are planning a short or long gap year and travelling overseas you really need to make buying travel insurance a priority.
After buying flights, accommodation, possibly a tour or program, you might be not keen to have the added expense of insurance, like do you really need it? The simple answer is yes.
Being covered for any emergencies overseas can help save you a lot of money, it also gives you peace of mind if anything does happen to you that you will be okay.
Whether you are going backpacking, studying, volunteering or working abroad, there are so many different companies offering policies to match your trip.
These are some of the companies we recommend who offer a range of different and affordable travel insurance policies for gap years, backpacking trips and round the world adventures.
1. World Nomads
Since 2002, World Nomads have been offering travel insurance designed by travelers for travelers.
World Nomads have been protecting, connecting and inspiring independent travelers all around the world. World Nomads are obsessed with travel, and passionate about helping you explore your curiosity and gain a deeper understanding of the world.
Choose between flexible travel insurance and safety advice to help you travel confidently. Because we believe in giving back to the places we travel to, we also enable you to make a difference with a micro-donation when you buy with us.
Website: www.worldnomads.com
2. True Traveller
True Traveller Travel Insurance has been designed by travellers for Holidaymakers, Adventure Travellers and Backpackers. They offer a specific gap year insurance to cover you for a year or more, and it also includes activities like volunteer work and manual labour.
Anyone can take out True Traveller insurance up to the age of 65, so great for career gappers too, with outstanding medical cover (up to £10m) including medical repatriation to your home country, personal liability and personal accident cover as well as legal expenses. It also covers 92 activities as standard, including trekking to 3,000m with just a small supplement payable if you want to trek the Inca Trail or work when you’re away.
Oh, and if you’re sitting in an internet café in Hanoi and you realise your insurance is about to expire, you can extend your policy as well. And if you’re already abroad and don’t have any insurance at all, True Traveller still cover you as long as you’re normally resident in the UK or an EEA Country.
Website: www.truetraveller.com
3. Alpha Travel Insurance
If you’re going on a Gap Year, you can’t just choose any old travel insurance. That’s why Alpha have created a range of Long Stay policies, to save you the endless search for the perfect insurance and to meet all your travelling needs. Unlike Annual or Multi-trip policies, Long Stay policies provide cover for those travelling across numerous destinations over a period from 1 to 24 months (depending on the insurer).
Gap Years are unpredictable, and often you’ll end up going to a destination spontaneously which wasn’t in your original travelling plans. When you purchase your policy with Alpha, you’ll have the flexibility to travel to any that are included, or call your insurer to extend and cover even more! And, if you thought this policy couldn’t get any better, it also provides cover for cancellation, curtailment, emergency medical attention and repatriation, personal possessions and activities- so you can travel knowing that everything is taken care of!
Alpha gap year insurance is ideal for:
• Students – taking a gap year from studying;
• Adults after a career break
• Charity or volunteer workers;
• Backpackers;
• People who want to work or study abroad;
• Adrenaline and adventure junkies – our policies automatically cover hundreds of activities free of charge, with the option to extend your cover to include many more;
• Anyone aged 55 or under who wants an extended holiday.
Website: www.alphatravelinsurance.co.uk/gap-year-travel-insurance/
4. InsureandGo
We think travel insurance should be available to as many people as possible, which is why we can offer you a policy whatever your age, consider any medical conditions you might have, and cover over 50 adventure activities as standard.
InsureandGo are travel insurance specialists – we’ve been looking after people’s holidays for over 20 years and we’ve covered over 27 million travellers.
If you’re taking a gap year from your studies to travel the world or live abroad for several months, our travel insurance is the ideal choice.
The usual type of insurance for a gap year is single trip insurance. This will cover you for a one-off trip of up to 365 days, and includes cover for medical expenses, lost baggage, and lots more. Just let us know the countries you’ll be travelling to and we’ll quote you a price for the whole trip.
Alternatively, if you’re planning to travel to multiple places but return home after each trip, our annual multi-trip travel insurance could save you time any money. These policies allow you to travel as often as you want on the same policy, although each individual trip will have a maximum duration of 31, 45 or 55 days abroad, depending on which level of cover you choose.
Website: www.insureandgo.com/travel-insurance/gap-year-travel-insurance